Credit Repair and Credit Restoration -- Ten Tips from the Nations
Leading Expert

Most consumers and real estate investors have found themselves to be heavily reliant upon credit cards and credit for most of the important purchases in their daily life such as purchasing a TV or DVD player, taking out a loan to buy a car or buy a house. Paying off these debts over time will sometimes cost as much or many times more than the cost of the original purchase. These monthly payments can create a very serious cashflow burden on the consumer or real estate investor. The amount of that consumer debt is heavily dependent on the interest rate that is charged. And that interest rate is very dependent on the credit score of the consumer or investor. Substantially raising one’s credit score can reduce one’s interest payments buy hundreds or even thousands of dollars per month.

The media has bombarded us with ads on TV, radio and newspapers advertising credit repair or credit counseling services. Most of them are worthless in doing any real good. However, we have discovered a person who is the real deal, and has a proven track record of raising credit scores hundreds of points both from people with decent credit and from people with liens, judgments and horrible credit. Please read this information, it could increase the amount of money in your bank account by thousands or tens of thousands of dollars.

The credit bureaus were initially created to show and report our credit worthiness. Progressively the bureaus were posed with a variety of options on how to maximize their bottom line. I would tell you that I was not there for that initial board room meeting; however, if it were up to me to dictate exactly what I believe to have been said, the conversation probably went something like this.

“Currently we are reporting the credit worthiness of each consumer who has a social security number and has applied for, is in possession of, or has business demands which would cause them to necessitate credit.”

“Because of the laws of supply and demand, economic fluctuation, and various unknown factors, there are scores of ways in which the bureau(s) can benefit from such demands. Let us take a moment to bring to the “drawing board” how our “service” can and will be affected if we strategically and divisively use the above said factors to our own professional gain.

With the above factors taken in to consideration, a course of action was positioned, directed, and executed.

Once again, I was not present for the conversation that I am convinced took place, however, I strongly believe that there is a good chance that I am right on target as to the course of strategic planning and the effect that we feel today as a result.

When you entrust our service to alter the current state of your credit profile and provide you with the ability to freely invest and do so with great confidence, you will have taken the most important step; and you will continue to reap the financial rewards infinitely.

It is of great importance to you to be included on this valuable information, “tips” that I am providing you with so that you are enabled to continuously utilize your credit and maximize your potential.

Be confident that each time I find a method that is proven to work for my own personal credit profile and investing, it will continue to be passed to each of my clients.

	Tip 1 :	ALWAYS know to whom you are giving your personal information
	Tip 2 :	Pay ALL obligatory debts ON TIME as agreed
	Tip 3 :	Minimize your debt to credit limit ratio!!!! Remember the magic number is 30%.
	Tip 4 :	BUYER BEWARES!! Upon shopping for ANY loan, state to the broker/creditor that you will only authorize your credit be pulled ONCE!
	Tip 5 :	NEVER close any account which reflects 2 years (or more) historical data. Remember: When building credit, 24 months constitutes credit history!!
	Tip 6 :	As your accounts accrue “age” or “history” your FICO scores will consistently reflect that your score(s) have increased.
	Tip 7 :	MONITOR YOUR CREDIT REPORT EVERY 30 DAYS
	Tip 8 :	Becoming an authorized user on a seasoned account with good history will raise your FICO score(s) immediately.
	Tip 9 :	Upon restoring your credit, it is advised that you inform your creditors that your account should be updated!!!

Because your FICO scores are consistently on the rise, your interest rates should be declining rapidly!!! Remember, this is something that you must request. It is unlikely that creditors will automatically offer better interest rates to you automatically. You may be presented with a credit limit increase (at the same interest rate). Is this really a good deal for you? NO!

If you are offered a credit limit increase, accept such on your own terms!!!!

**A higher credit limit at a lower interest rate allows you as the consumer the ability to use your credit to your advantage!!!!!**

Remember: this is what you have been working for!

Tip 10 :

Obtaining a credit card in the name of your business will never appear on your personal credit report. This allows a substantial increase in your power to invest; you are able to take out any amount of cash in the name of your business without jeopardizing your personal credit score.

This is an excellent tool for real estate transactions, as the money is invisible!

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Credit Repair and Credit Restoration -- Ten Tips from the Nations Leading Expert

Credit Repair and Credit Restoration -- Ten Tips from the Nations
Leading Expert