Real Estate Investing Blog

The answer to that question is “maybe.”  What do I mean by that?? 

Well…Yes, you can buy a house “subject to”  the existing mortgage(s).  You will need to give the seller something for “consideration” which can be $10.00.

Also, you may be taking on a house that needs repairs.  Are you going to fix it up?? Or are you going to sell it “as is”  as a “Come Fix Me Up” house??

If you are going to do the repairs then you will need money to pay the contractors to fix it.  Also, when you buy a house “subject to”, you are making a promise to the original seller that you will be making the mortgage payment ( if you made that promise). Or make up the back payments?? (Which we should really evaluate if we are going to do that.)  

Even if you did make this promise and also decided to fix up the house, you can still buy a house with no money and credit by bringing in a private investor to put up the money or a partner in the deal. 

For more information on Private Money and Private Lending go to:
http://www.PrivateLendingGuide.com/blog

Peggy Parks 

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