How Investors can Get Cheaper Money, Increase Cashflow and Do Better Deals with Expert Bad Credit Repair Strategies

Tracy Ballard Credit Magician!

If you’ve been avoiding lenders because of funky or bad credit, you’re missing out on some great deals and a lot of positive cashflow.

Find out how Tracy's credit repair service can turn your investing and personal finances around with no hassle

Did you miss the webinar? (Available after June 21st) Listen and Watch here NOW to Change Your Credit Score - Get Higher Credit Limits and Lower Interest Rates!

From Michelle

Date:

How would you like to:

• Refinance your home at lower interest rates

• Buy properties quickly with cheap money and no hassle

• Great great rates on auto loans (purchase or lease)

• Get low interest credit cards (make repairs on your investment properties without having to pay up front)

• Qualify for low interest, low down (or no down) payment investor loans

• Have banks competing for your business and treating you like royalty

• Earn big bucks and passive income as someone’s credit partner

These are just some of the benefits you will enjoy by using Tracy Ballard's credit repair service to boost your credit score—scores in the 800’s are very possible and in a relatively short amount of time. If you are wondering if this is for real. . .

Richard & I are Convinced it’s The Real Deal

Tracy Ballard is recognized as one of the top consumer credit strategists in her field. Her work has led to the rehabilitation of many credit profiles for consumers from all walks of life. Tracy specializes in bad credit repair and credit improvement strategies for Real Estate Investors and our particular challenges.

Some of the top investors are her clients. In fact Richard and I decided to become her clients. Why?

Because we are qualifying for low-interest, low-down payment loans on investment property that required a 700 credit score or better. In fact, we going to be able to get a “nothing down” construction loan from an institutional lender. That will save us needing about $120,000 cash to do this deal!

What will credit repair service save you?

Look what it saves us! On this one deal we’re saving about $82,000 in down payment money we don’t have to come up with. And our interest rate is about 2 points lower. That amounts to a savings of about $1,500 per month! During the 6 months of construction—that’s $9,000.

Now you do the math on the properties you hold. Unless you have great credit already, it’s pretty likely you can knock off about 2 points from the rates you’re paying on your mortgages (including your own home) with Tracy Ballard's credit repair service. Here’s a little chart to help you:

Interest Rate and Monthly Payment
DECEMBER

Take a moment and think about what having good credit can do for you in personal and business life.

Your Personal Expenses –

These days, we all buy almost everything with plastic. Carry a balance—you are probably paying 20-25% on it. You can get better terms from a hard money lender! And I guarantee you, with a credit score in the high 700’s (a very possible accomplishment with Tracy’s help), you could probably knock 10 points off your monthly payments. And, if you keep making the same monthly payment, you’ll have those card balances down to zero a lot sooner than you think. Wouldn’t that be sweet?

Your Business Credit

Would you like to have high balance business credit cards? One swipe can pay for supplies, rehab, even land or house purchases?

People with excellent credit are sought out by the card companies, and I’m sure your business is getting solicitations all the time. A good credit score will get you the highest limits at the lowest rates. Bottom Line: Your Cashflow is Going Up.

Good credit positions you for easy financing, preferred service and lower interest rates

There’s a common myth among real estate investors that trying to get loans from banks is a huge hassle, annoying slow, and frequently you’re turned down. This is true without bad credit repair. The fact of the matter is that all these problems go away when you have excellent credit. You’ll be:

• Treated as a preferred customer

• Qualification for loans will be a lot easier (stated income [no paystubs or tax returns!] or no doc!)

• You’ll get the lowest rates, and the lowest down payments.

The benefits of bad credit repair are huge...

They can make the difference between deal or no deal. For example, if you have to only put down 5% vs 10% you’re rate of return on the deal doubles. Or, perhaps you can do the deal with the funds you have available. Or perhaps you can do more deals!

Be a Private “Credit Partner”

Here’s a way to really cash in on your new found excellent credit status. There are many investors out there that haven’t taken the steps you’re going to and can’t qualify for loans on great deals.

Without a “credit partner” to co-sign on the note, the deal is going to go down the tubes. What is the investor offered to share 25% of the profit for the benefit or your signature? Would you be interested? It could be $10’s to $100,000’s. Think about it.

Extra Bonus. . .

Would you like to cash out of your lease option homes, turn that equity into cash and not have to chase after someone’s rent each month? Are you pessimistic about cashing out, because your tenant’s credit is .. well .. ugly?

Have you considered bad credit repair for your tenant buyers? This is another incredible benefit you get from working with Tracy and her credit repair service (and you can take the cost as an expense when they close).

It’s truly win-win. And if your new homeowner falls back into their old bad habits—it’s not on your back anymore.

From “Subject to” to “Cash Cow”

Many of your properties you have taken over subject to. How are they doing? Are you eaking out a small monthly cashflow? Does your profit for the year disappear if you have to evict the tenant? How would it affect your investing life if your mortgage payments were say $400/mo less?

That’s what you can do with great credit.

Click Here to Get Started Now

What Makes Tracy the GoTo Bad Credit Repair Person?

Mrs. Ballard-Straughn has experienced continuous success as a chief negotiator. She consulted on behalf of numerous parties, created strong client rapport and conducted impeccable business relationships. All of these things combined, make her expertise a high demand service.

Under this premise, she was able to design and develop the leading credit repair service and credit profile management firm in the nation. She has formulated her own strategic method of bad credit repair and takes great pride in bestowing on her clients the ability to invest with an heir of confidence knowing that their credit profiles reflect stellar scores at all times.

Tracy is a firm believer in principles

When you allow Tracy Ballard and her team of experts to manage your personal credit profile, you will see that the foundation on which this company operates lies very close to her family roots. Tracy is a firm believer in principles. One small phrase changed the entire essence of her business:

“The Place of Agreement Provides a Place of Power”

Tracy Ballard is not only an incredibly savvy business woman who strives to continuously diversify her services, but she is also a wife and mother. As aforementioned, one small phrase brought about expansive diversity and growth in her credit repair service company. A sudden “epiphany” of the power of the family unit and the strength of a team in the home, in the office and in the field moved Tracy’s husband and partner, Ryan Straughn, out of the field of law enforcement as he sought to bring his talent and abilities to the table.

The couple resides in Calabasas, California with their 9 year old daughter, Madison. They balance their daily routine by placing their highest value on their greatest asset: family. It is apparent that in doing so, all else aligns itself accordingly.

Where Negative Credit Begins

• Debt to income ratio

• Late pay

• Collections (especially medical)

• Public records (i.e. bankruptcy, tax lien, judgment)

• Repossession/foreclosure

• Excessive inquiries

Each agency (3-TU/EQ/EX) has its own unique score and slightly different criteria used to arrive at this score. Creditors subscribe to the agencies based on their specific credit approval requirements.

Little known fact: Creditors pay for credit bureaus to report derogatory information. This is why they are so reluctant to remove negative credit from your profile.

Once you have some of these derogatory items, you find you have little or no financial flexibility.
And most consumers or investors don’t have the tools or know-how to dig themselves out.

What folks in this position need is expert bad credit repair in order to be repositioned to build financial freedom.

And many investors and other entrepreneurs in this position have turned to Tracy and her credit repair service company for just that.

The Proven Process to Unlock Your Financial Potential

• Obtain/review credit profile (Experian, Trans Union, Equifax)

• Identify negative credit

• Devise a strategic plan for removing negative items and improve F.I.C.O. score

• Draft a custom quote (presented to you or your client) for cost of service

• Assign an accurate, reasonable time frame for contract completion

• Institute efficient processing and necessary communication for profile improvement

• Monitor development in profile as it is processed, communicate updates to client

• Upon contract completion provide constructive consultation and advice

From 494 to 700!

Before and After Scores

How Does it Work?

Tracy Ballard's Credit Repair Service Company has developed a special relationship with the credit bureaus.

First – they review you’re credit report to identify the factors that are keeping your credit down. There are 2 types –

1. Non-derogatories – these are issues like inquires (you’d be amazed at how many there can be), and these can be removed relatively quickly.

2. Derogatories – these are things like late pays, bankruptcies, charge off’s, etc. (For example, I had a $20 credit card charge I was 30d late in paying – lowered my score by at least 30 points!). These issues take somewhat longer to remove.

That is why Tracy offers her service for an entire year. You need to do nothing but fax in credit reports that will regularly arrive in your mailbox. That’s it. Tracy Ballard and her credit repair service company do everything else. You can go about your business and just watch as your credit scores rise, and more doors open for you.

Get Started – Yesterday!

Yes, you should’ve started this process yesterday.

Every day you waste before you decide to get in on Tracy’s bad credit repair program is a day that you’re losing money. I’ll be willing to bet that the next deal you do before Tracy’s bad credit repair has taken effect on you is going to cost you thousands of dollars extra and hours of additional hassle.

So, ACT NOW. Just click the button below, and watch your credit score soar into the stratosphere! It’s not just a credit boost - it’s a problem-solving, hassle-lowering improvement to your entire financial life.

Tracy Ballard and her people are waiting for you right now. You will experience the benefit in the increased cash in your bank account, and the decreased interest checks you write each month once you utilize Tracy's proven credit repair service.

Go ahead and Do It. Click the button below to get started.

Best of Success,

Michelle Odessey
770-338-2797

P.S. Forget all the crap you hear on TV and in the press. Tracy really can make a difference on your credit score and financial life. Click Here to Start Your Bad Credit Repair!

P.P.S. Every day you wait you’re losing money. Tracy's credit repair service will improve your cashflow and decrease your monthly expenses on virtually everything you buy. This is really a no brainer. Click Here to Get Started!